Refusing to contribute to my favorite public radio station because I am not being forced to pay and other people seem to be contributing enough is an example of



Free-rider problem

Explanation:

Free-rider problem is known as a Collective goods problem. It is when an individual usually benefit from a collective good without giving a dime or paying a share of the cost to produce that good.

Individuals work hand in hand so as to achieving a collective goal in which is in everyone best interest. Every who pays, gains. But individuals who do not pay (free riders) also do benefit from it.

Free riders are usually stingy with thier money and loves to take on any opportunities that will not cost them any money

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answer; interpreting someone's past consistent with present deviance;