When was the ordinance of secession declared

The answer really depends on which of the 13 Southern states you are referring to. Each state issued their own Ordinance of Secession, in either 1860 or 1861. Hope this helps.

zoom in on the bill of rights. the other side was just as divided: some antifederalists opposed the constitution only because it lacked a bill of rights, and others opposed it on other grounds and merely used the bill of rights as an excuse to campaign against it.

answer: a

explanation:  

stocks and bonds are the two main classes of assets investors use in their portfolios. stocks offer an ownership stake in a company, while bonds are akin to loans made to a company (a corporate bond) or other organization (like the u.s. treasury). in general, stocks are considered riskier and more volatile than bonds.

savings accounts are just money in a bank- they are insured by the fdic for up to 250,000.   very little risk

the average mutual fund holds hundreds of different securities, which means mutual fund shareholders gain important diversification at a low price. which means if one stock or bond drops it will have very little affect on the mutual fund - again very little risk