An individual with strong financial literacy skills can
a. live without a designated occupation
b. avoid spending money on necessities
c. create and keep to a realistic budget
d. demand better interest rates at the bank

sing because that is what they are doing in the sentence

explanation:

the simple predicate is the main verb in the predicate that tells what the subject does. example: my father fixed the dryer. read each sentence. draw a line under the complete predicate.

the flighty purpose never is o'ertook / unless the deed go with it"