What is the summary for mahadevi verma's poem 'sunapan' ?

If you pay the minimum toward your balance each month, here’s what you can expect to happen: paying down your debt will take much longer.you’ll rack up bigger interest charges.your credit score could take a hit.

The correct answer here would be "a"

Betray, destroy, and obey do not need to be changed to add the suffix -ed, because the "y" at the end of each word is preceded by a vowel  (so  they would be spelled  "betrayed," "destroyed," and "obeyed").

but hurry is different; it has to  be spelled "hurried" because the "y" at the end of "hurry" is preceded by a consonant.