In general, the main policy implication of social conflict theory is:

The answer is "Bring about social change and redistribute the wealth in society, and crime rates will fall".

Social conflict theory refers to a Marxist-based social theory which contends that people and gatherings inside society interface based on basis of conflict instead of agreement. Through different types of conflict, gatherings will have a tendency to achieve contrasting measures of material and non-material assets. More capable gatherings will tend to utilize their energy so as to hold power and adventure bunches with less power.

Iwould think a loan officer but i'm not sure