a principle that seems to underlie the three stages model of memory is that

It is that "the more you process something that you want to memorize, there are more chance that it will be kept in the long-term memory storage".

The theory states three stages which are implicated in the memory procedure and they are:

1)      Encoding

2)      Storage

3)      Retrieval of information

both focus ón people who behave in a risky way and çause accídeñ both explaín how to púrchase insurance añd cover the costs of premium. both describe what happened when consumers fail to pay their premíums in time

answer; shared meaning;