Jake has found a correlation between the amount of time he spends exercising every day and the number of hours he sleeps at night. the more he exercises, the longer he sleeps. however, his psychology instructor explained to him that correlation does not mean causation. this means that

Which statement best describes how lenders determine borrowing conditions for a customer? they access the customer’s credit reports. they see how large of a down payment the customer makes. they look into how much the customer has saved for emergencies. they access the customer’s work history.