Banks perform all except which of the following services?
a. establish government programs
b. issue mortgages for real estate
c. store money safely
d. loan money to people

Cole's smart phone is two years old and he would like to have a new one. this time, he wants to make sure that it has a longer battery charge and better geographic coverage since he is traveling three days a week for his new job. cole is most likely to use for this purchase

Awaiver of the requirement for documentation of informed consent may be granted when: the investigator has no convenient place to store signed consent forms separate from the research datathe only record linking the subject and the research is the consent document and the principal risk is a breach of confidentiality. potential subjects might find some of the research questions embarrassing, personal, or intrusivethe subjects are literate in their own language; however, they do not read, write, or speak english

What are the most populous and least areas of russia and why are some areas more heavily populated than others