Shauna, age 27, has started to put money into an ira. she doesn't plan to use this money until she retires. shauna probably lives in a culture with a orientation toward time.

I believe the answer is Future
People who held future orientation toward time will based every single thing that they do on current time for the goals that they hope to achieve in the future.
On average, people who held this type of time orientation tend to be more financially successful compared to others.

safe orientation towards time because ira does not add tax to the amount which is in the account adding up its interests. So, taking up a safer side and adding up money for her retirement seems to be a good plan to enjoy in her old age days.

River arrow on this map is pointing