Michael, a musician, does not have any blood relatives and is an avowed bachelor. He likes to spend his free time with a group of fellow musicians, whom he can depend on in any situation. His relationships with his fellow musicians are examples of:

both focus ón people who behave in a risky way and çause accídeñ both explaín how to púrchase insurance añd cover the costs of premium. both describe what happened when consumers fail to pay their premíums in time

world war i had a devastating effect on german-americans and their cultural heritage. up until that point   german-americans, as a group, had been spared much of the discrimination, abuse, rejection, collective mistrust experienced by so many different racial and ethnic groups in the history of the united states. indeed, over the years, they had been viewed as a well integrated and esteemed part of american society. all of this change with the outbreak of war.