Furniture Now is a store that rents furniture to low-income individuals, and these individuals take title to the furniture after having paid the cost of the furniture (which is often overpriced with high interest rates). Hazel, an elderly low-income person, has rented and purchased a living room set, a dining room set, and a bedroom set from Furniture Now. Hazel rents an HD television from Furniture Now and signs a contract that states that if Hazel falls more than three months behind in her television payments, Furniture Now can recover all of the furniture she had previously purchased from the store as liquidated damages. Because the actual damages are clearly determinable in advance and the liquidated damages are excessive and unconscionable, this liquidated damages clause would be considered a .