Have you ever borrowed from or lent money to someone? Who did the loan involve? What was the agreement for repayment? Did it work out the way you anticipated? Were both people happy at the end? Essential Questions Why do people use credit? How do the principal, interest rate, and term impact the total cost of a loan? What are the major types of credit and their key characteristics?

Paige is a shy 15 year old who tries to avoid social encounters as much as possible. compared with her outgoing, socially confident friend krista, who is also 15, paige is

50 points in at least two paragraphs, discuss the differences between the principles of republicanism and democracy. explain whether you think the united states is more of a republic or a democracy. refer to at least one example from the constitution.

Aresearcher conducting behavioral research collects individually identifiable sensitive information about illicit drug use and other illegal behaviors by surveying college students. the data are stored on a laptop computer without encryption, and the laptop computer is stolen from the researcher’s car on the way home from work. this is an unanticipated problem that must be reported because the incident was (a) unexpected (i. e., the researchers did not anticipate the theft); (b) related to participation in the research; and (c) placed the subjects at a greater risk of psychological and social harm from the breach in confidentiality of the study data than was previously known or recognized. according to ohrp, this unanticipated problem must be reported to the irb in which timeframe? promptlywithin 48 hourswithin 24 hourswithin two weeks