In three to four sentences, explain the effects of lower interest rates on consumption and investments.

When interest rates on borrowed money are lower, it becomes cheaper for individuals to borrow money, as they must pay less additional money as interest. Thus, they tend to borrow more money and use it to purchase more things. The opposite occurs when interest rates increase.
When interest rates on invested money are lower, people make less return off of their investments, so they tend to invest less. Again, the opposite occurs when interest rates increase.

Ifeel like this means that we shouldn't just live for ourselves.also, we should respect others as well as people around us. it reveals that everyone should have equalized freedom, no matter their differences: races, cultures, skin color, etc,. we all deserve the same privileges.