Why should consumers invest money when they already have savings for emergencies?

Erika is a human resource manager at bluetel inc., a software company. she receives a call from an hr manager at another software company asking about marshall, a software engineer who used to work at bluetel and has applied for a job at the caller's company. erika checks the company's records and sees that a coworker had accused marshall of racial discrimination, but an investigation did not turn up any evidence to support the charge. marshall left the company two months later, saying he was no longer comfortable there. erika is concerned about sharing the details of this situation with the caller. if telling the information to the caller leads to the other company not hiring marshall, what potentially unlawful behavior could marshall accuse bluetel of engaging in?

Ineed ! what is the best way to combat test anxiety? a. prepare thoroughly for the test c. picture yourself getting an a b. take deep breaths during the test d. none of these

You are a cfp and although you never went to law school, you consider yourself to be very good at reviewing wills. your client, catherine, asks you to prepare a will for her. should you prepare a will for catherine? a. yes, catherine is your best client and you might lose her if you do not prepare the will. b. yes, it is permissible for a cfp to prepare a legal document. c. no, preparing catherine's will would be considered the unauthorized practice of law. d. no, you should only prepare catherine's will if you are going to prepare her husband's will as well.