Which item(s) are tax deductible for consumers who are buying or renting a home?
a. lease interest payments and fees
b. mortgage property appraisal and inspection costs
c. closing fees and title costs
d. mortgage interest and property taxes
e. rental deposits and renter’s insurance

Aresearcher is studying women recently admitted to a state prison. all potential subjects must have children under the age of five. research subjects will be given a basket of toys to use at their children’s first visit that the children can then take home. in assessing this proposal, the irb needs to determine that the toys are: age appropriate. not an excessive incentive. educational. of high quality.