What actions can take to make the time value of money work in my favor?

1.new zealand has a large temperate climate while for north has subtropical weather during summer.

i can only answer one

even though you have attached neither the chart nor the generalizations, i have located them online. the right answer is d, since they are asking you about a generalization. you can only infer from the chart that between 2008 and 2009 the number of employed workers decreased significantly (from over 115 millions to 107 millions approximately), which signals some type of economic crisis.