Why is it's important for consumers to understand how
credit works & staying out of debt?

By understanding how credit works, people are able to keep themselves out of debt. Many people use credit without understanding that they have to pay the money back. However, through utilizing financial planning people are able to wisely use credit with a plan to pay it back over time.  

gold discovery in california, and pioneer settlers were sometimes pulled west because they wanted to make a better living. others received letters from friends or family members who had moved west. these letters often told about a good life on the frontier. the biggest factor that pulled pioneers west was the opportunity to buy land.

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answer: intercourse

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