HELP.. PLEASE.. I literally have NO IDEA

Explain the term minorities ? why do they lag behind the majority community both educationally and economically ? how can they get their rightful place in society

The banking act of 1933, also known as the glass-steagall act, established the federal deposit insurance corporation (fdic), which a protected banks from failure by ensuring that the government would bail them out if necessary. b required american taxpayers to establish an account with a commercial bank. c protected depositors from financial losses when banks failed.

Why would someone who is studying the history or culture of this time. find this text interesting important or useful?