Which of the following is an example of convergence theory

Aresearcher conducting behavioral research collects individually identifiable sensitive information about illicit drug use and other illegal behaviors by surveying college students. one of the subjects is in an automobile accident two weeks after participating in the research study. is this an example of an unanticipated problem that requires reporting to the irb? yes, this must be reported because it was not listed as a risk of study participation in the consent form (was unexpected) and the subject experienced harm. yes, this must be reported because it involved a subject in a research study and it’s up to the irb to determine if it was related to participation. no, this does not need to be reported because it was assessed by the researcher as unrelated to the research study. no, this does not need to be reported to the irb since the researcher reported it to the sponsor of the study.

Lots of points: economics: financial institutions that are created only to make personal and business loans are a. banks b. credit unions c. savings and loans d. finance companies

What will most likely happen if tony continues to make late payments? check all that apply. the bank might take his car. the bank will charge late fees. his credit history might be damaged. he might be charged a down payment. he might have to add an asset to the loan.