Credit cards can help time regularly.
when paid off on
Build credit history
act as a form of identification
lower your debt
balance your checking account

Build credit history

Explanation:

Credit cards can built good credit history when paid off regularly. This is why if you have credit card debt, you should try to make your monthly payments as regularly as possible, ideally in the due date or before.

This will build a good credit history that will act in your favor when asking for other type of credit like mortgages, because banks will see that you are a good customer, and will trust you.

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