PLZ HELP I DONT GET THIS!! Why do banks advertise APY to their depositors while credit companies advertise APR to their borrowers?

The chart shows four articles read by the students in a science class

Melissa’s mother, rita baker, shows up shortly after the hospital receives melissa’s letter requesting release of her information to her attorney again. rita states that the attorney needs the copies as soon as possible due to a court deadline, refers to it as “an emergency” and asks to be given the copies of melissa’s medical record to take to the attorney’s office. what action should the record clerk take and why?

Using your time line, your analysis of images from the library of congress’s website, and your textbook, write a letter of 3-5 paragraphs for a time capsule to be opened in 200 years that describes the characteristics of texas from the time of the civil war to the late 1800s. be sure to include information on texas’s government, economy, and people. be sure to use specific evidence to support your writing. cite your textbook using specific page numbers, as well as any images you describe. edit your work for proper grammar, punctuation, and spelling before submitting. hurry im short on time