Lucy is applying for an individual health insurance policy and discloses that she is diabetic, which is considered which of the following? A. a moral hazard

B. a critical hazard

C. a physical hazard

D. a morale hazard

C. a physical hazard

Explanation:

Individual health insurance policy refers to the insurance policy that protects individuals against medical expenses due to serious disease, illness, or accident. Hospital bills can extract life savings, however premium of insurance plans reduced the immediate burden from the insurer. A physical hazard is a physical trait, and as per the question, it refers to diabetes, treatment of which came under the insurance policy.

according to hess's theory, when the magma cooled, it would expand and push the tectonic plates apart. it would push the north and south america plates to the west and eurasia and africa ones to the east. the atlantic ocean would get wider but the coastlines of the masses would stay the same.

harry hammond hess was a geologist and a united states navy officer in the second world war. he is considered to be one of the founding fathers of the theory of plate tectonics. he is known for his theories on sea floor spreading, stating that the movement of the continents was the result of see floor spreading. the continents are attached to the plates and do not move separately. the plates themselves shift and change shape, carrying the continents along.