Can someone help please

Who is the speaker in this excerpt from book 13 of homer’s odyssey, and what inference can you make from the tone?

Part b forty-year-old kyle wants to start investing for retirement. he wants to select a personal investment plan that will allow him to withdraw funds without paying penalties and taxes once he turns 59.5. which retirement plan should he choose? a. traditional ira b. roth ira c. 401(k)

Banks offer services such as checking and savings accounts. what do banks do with most of the money they receive in deposits from customers? a) they loan it out to other customers. b) they spend it on new banks in other places. c) they keep it in a locked, secured vault in the bank. d) they send it to the federal reserve in washington, d. c.