A producer is helping a married couple determine the financial needs of their children in the event one or both should die prematurely. This is a personal use of life insurance known as?

Small plane just crashed in your neighborhood. you take a fire extinguisher and blankets to the scene, then stand back and silently gather with others on the scene when you realize there is nothing you can do to . in this situation, gathering quietly with others out of reverence and respect is an example of coping.

Tracey is a financial planner who received his cfp designation. tracey does not have any other designations or licenses. although tracey's expertise is investment planning, he is anxious to expand his client base and is willing to assist clients with any area of financial planning. over the last month tracey engaged in the following activities with troy, a new client. a. during the initial meeting, tracey collected personal data about troy including the estate planning documents troy had previously executed. b. during the second meeting, tracey recommended the use of a trust to fulfill some of troy's estate planning goals. c. troy called tracey one afternoon and asked if tracey could explain the probate process to him, which tracey promptly did. d. tracey downloaded a copy of a generic will from the internet, filled in troy's information and gave the document to troy to be executed. of the activities above, which would be considered the unauthorized practice of law?

Imagine a child who consistently gets mediocre grades and is often picked last for a team when games are played at recess. however, he likes to make silly jokes and play pranks, and he notices that people laugh when he does those things. the child starts to think that others are laughing with him, not at him. this is part of the process that charles cooley