A. Find five state laws that protect consumer rights and describe them in 30-60 words each. b. Find five private agencies that protect consumer rights and describe them in 20-40 words each Find five local entities that protect consumer rights and describe them in 30-60 words each.

Explanation:

A. Five State Laws That protect consumer rights

1. Antitrust Laws : Antitrust laws protect consumers and commerce from unfair business practices such as unfair restraints, monopolies, and price-fixing.

2. Deceptive Trade Practices Laws : Laws prohibiting deceptive trade practices are intended to prohibit business tactics that mislead the public into purchasing a product or service.

3. Legal interest rates can depend on the lender, borrower, loan amount, and the subject of the transaction.

4. Lemon Laws: Lemon laws offer consumers certain protections if they have purchased a defective vehicle.

5. Mortgage, Credit and Debt Relief Services : companies are for-profit businesses that charge you to negotiate with your creditors (the lenders you owe money) on your behalf. Their goal is to get creditors to accept less than the full amount you owe in exchange for settling the debt.

B. Five private agencies that protect consumer rights

1. Consumer Financial Protection Bureau (CFPB) : Responsible for rule-making, supervision, and enforcement of Federal consumer financial protection laws and restricting unfair, deceptive, or abusive acts or practices against consumers.

2. Consumer Product Safety Commission (CPSC) : reduce the risk of injuries and deaths from consumer products by: developing voluntary standards with industry. issuing and enforcing mandatory standards; banning consumer products if no standard would adequately protect the public.

3. Federal Trade Commission (FTC) : enforce the provisions of the Federal Trade Commission Act, which prohibits "unfair or deceptive acts or practices in commerce." The Clayton Antitrust Act (1914) also granted the FTC the authority to act against specific and unfair monopolistic practices.

4. Food and Drug Administration (FDA) :responsible for protecting the public health by ensuring the safety, efficacy, and security of human and veterinary drugs, biological products, medical devices, the Nation's food supply, cosmetics, and products that emit radiation

5. National Highway Traffic Safety Administration (NHTSA) : responsible for keeping people safe on America's roadways. Through enforcing vehicle performance standards and partnerships with state and local governments, NHTSA reduces deaths, injuries and economic losses from motor vehicle crashes.

question - in 1827, john walker, a druggist in a small english town, tipped a splint with sulphur, chlorate of potash, and sulphid of antimony, and rubbed it on sandpaper, and it burst into flame. the druggist had discovered the first friction-chemical match, the kind we use to-day. it is called friction-chemical because it is made by mixing certain chemicals together and rubbing them. although walker's match did not require the bottle of acid, nevertheless it was not a good one. it could be lighted only by hard rubbing, and it sputtered and threw fire in all directions. in a few years, however, phosphorus was substituted on the tip for antimony, and the change worked wonders. the match could now be lighted with very little rubbing, and it was no longer necessary to have sandpaper upon which to rub it. it would ignite when rubbed on any dry surface, and there was no longer any sputtering. this was the phosphorus match, the match with which we are so familiar. according the paragraph what was the benefit of the new phosphorus match? it burst into flame when rubbed on sandpaper. it was made by mixing chemicals. it could be ignited on any dry surface. it threw fire in all directions.

answer - matches required natural chemicals