1. our financial decisions decrease once we reach adulthood.
true
false

2. each action you might take in reaching your goal has risks or costs.
true
false

3. as we age, the number and complexity of the financial decisions that we make increases.
true
false

4. although some families have more resources than other families, there are a limited amount of resources with which families have to work.
true
false
5. reviewing your spending habits rarely provides useful information to you reach your financial goals.
true
false
6. what is the final step in personal financial planning?
setting goals.
reviewing and revising goals.
creating strategies for meeting goals.
none of the above.

7. the rise or fall in the price of an item is an example of which of the following?
inflation risk
personal risk
income risk
interest rate risk

8. what should be left out of financial decisions whenever possible?
emotion
shared decision-making
financial plans
all of the above

9. unemployment is an example of which of the following?
inflation risk
personal risk
income risk
interest risk

10. what is the first step in financial planning?
analyzing the current situation.
identifying goals.
coming up with strategies for meeting goals.
assess the advantages and disadvantages of different strategies.

11. what is true about financial planning?
only short term goals are important.
once you have a plan, you shouldn't need to revise it.
financial plans should be reviewed regularly.
all of the above.

12. what is a disadvantage of shared decision-making?
multiple viewpoints.
discussing the pros and cons of the decision.
creating a less impulsive or emotional decision.
it can create competition between individuals who want to “win” the decision.

13. what is true about emotions and financial decisions?
you should only make financial decisions when you are in a good mood.
you should only make financial decisions when you are in a bad mood.
you should try to leave emotions out of financial decisions.
emotions have no impact on financial decisions.

14. what is an amount of money multiplied by the interest rate and the amount of time that the money will be earning interest?
present value
future value
past value
none of the above

15. interest rate risks would be most relevant to what purchase?
airline tickets
]a house
a sweater
patio furniture

Passage 2 — from catherine beecher, “treatise on the domestic economy”it appears, then, that it is in america, alone, that women are raised to equality with the other sex; and that, both in theory and practice, their interests are regarded as of equal value. they are made subordinate in station, only where a regard to their best interests demands it, while, as if in compensation for this, by custom and courtesy, they are always treated as superiors. universally in this country, through every class of society, precedence is given to woman, in all the comforts, conveniences, and courtesies, of life. in civil and political affairs, american women take no interest or concern, except so far as they sympathize with their family and personal friends; but in all cases, in which they do feel a concern, their opinions and feelings have a consideration, equal, or even superior, to that of the other sex. in matters pertaining to the education of their children, in the selection and support of a clergyman; in all benevolent enterprises, and in all questions relating to morals or manners, they have a superior influence. in such concerns, it would be impossible to carry a point, contrary to their judgment and feelings; while an enterprise, sustained by them, will seldom fail of success. if those who are bewailing themselves over the fancied wrongs and injuries of woman in this nation, could only see things as they are, they would know, that, whatever remnants of a barbarous or aristocratic age may remain in our civil institutions, in reference to the interests of women, it is only because they are ignorant of them, or do not use their influence to have them rectified; for it is very certain that there is nothing reasonable, which american women would unite in asking, that would not readily be bestowed. the preceding remarks, then, illustrate the position, that the democratic institutions of this country are in reality no other than the principles of christianity carried into operation, and that they tend to place woman in her true position in society, as having equal rights with the other sex; and that, in fact they have secured to american women a lofty and fortunate position, which, as yet, has been attained by the women of no other nation. analysis1. when beecher speaks of women’s “best interests” and their “true position in society,” what does she mean? 2. according to beecher, what trade-offs must american women make to obtain their “lofty and fortunate position” in society? in your view, is it a fair exchange? 3. according to beecher, in what realms do women naturally and legitimately exercise power? 4. on what grounds does beecher base her faith that american women can attain anything they “reasonably” ask, and how does she explain any “remnants” of bad treatment that might remain in the present?

The document asks about dependents because the number can affect who pays taxes. increase overall taxes. lower overall taxes. affect when to pay taxes.

Why did the south think that its secession from the union would succeed? a. the confederate army was larger than the union army. b. european nations had promised to support the south. c. the south only had to defend itself against the north, not defeat it.