Tracy rejects the goals of owning a big house and earning lots of money, which she feels are defined by society. However, but she still follows the means and abides by the rules. Robert Merton would classify Tracy as a(n):

 Tracy is a Ritualist.

Explanation:

Ritualism by American sociologist Robert K. Merton is defined as the  practice of an  individual  going through the means and rules of the  motions of daily life even though such individual  one does not accept the goals or values acquired through it.  In the same vein, IT implies that people would not accept the cultural valued goals, but would follow correct behaviors  necessary to fulfill such  goals.

Here Tracy rejects the goals of owning a big house and earning lots of money, which she feels are defined by society but she still follows the means and abides by the rules, According to  Robert Merton  Tracy   does  not embrace the goal of getting ahead in society by earning  much money   but she is not deviant in practicing the activities leading towards  such goal making her Ritualistic in behavior.

the question deals with financial planning and the answer is that dan did not stay on budget due to the fact that this guy needs to start decreasing his discretionary spending. according to the financial plan, he needed to balance his expenses and resources.