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Wich characteristics make the long ballot ineffective

Which groups of people most directly benefited from song innovations in the song dynasty‘s open border policy?

Banks offer services such as checking and savings accounts. what do banks do with most of the money they receive in deposits from customers? a) they loan it out to other customers. b) they spend it on new banks in other places. c) they keep it in a locked, secured vault in the bank. d) they send it to the federal reserve in washington, d. c.