Why should a person create a budget?

to limit or reduce one’s level of disposable income

to exercise one’s rights as a responsible consumer

to better understand where one’s money comes from and where it goes

to develop and sustain a decent level of credit

"“forty or fifty years ago, many people thought that simply transferring technologies from industrialized to developing countries would close the technology gap. now we know that technologies developed in industrialized countries may not be suitable for use in other environments. they may require a particular type of infrastructure to operate. they may need specialized parts or knowledge to mend when they break we now understand that innovative capacity must be built in different ways." - united nations secretary-general ban ki-moon based on the secretary general's comments, which of these would be most important for a country to improve? a) native literature b) transportation grid c) cultural traditions d) construction styles

When recursive formula can be used to determine the total amount of money earned in any year based on the amount earned in the previous years?

What is one property that water and oil do not share