According to , moral reformers such as Ghandi, Martin Luther King Jr. and Mother Teresa, would be criminals.

. CONVENTIONALISM.

Explanation: Conventionalism in philosophy can be defined as the doctrine that fundamental principles are simply the expressions of agreements in society.

Conventionalism as defined by Dworkin, says that a community's legal institutions should contain clear social conventions relied upon which rules are promulgated.

Ghandi, Martin Luther King Jr. and Mother Teresa are examples of activists in which their ideas does not conform with the social institutions at that time. According to this definition of Conventionalism, they would be termed criminals.

both focus ón people who behave in a risky way and çause accídeñ both explaín how to púrchase insurance añd cover the costs of premium. both describe what happened when consumers fail to pay their premíums in time

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