2points
which of the following best explains why the government makes and
enforces laws in a free-market system?
o
a. competition among producers by itself cannot ensure a wide
range of consumer choices.
o
b. the government needs to plan efficient outcomes.
o
c. laws against theft, fraud, and coercion are needed to protect free
choice.
o
d. workers pressure the government to guarantee minimum wages.

Tracey is a financial planner who received his cfp designation. tracey does not have any other designations or licenses. although tracey's expertise is investment planning, he is anxious to expand his client base and is willing to assist clients with any area of financial planning. over the last month tracey engaged in the following activities with troy, a new client. a. during the initial meeting, tracey collected personal data about troy including the estate planning documents troy had previously executed. b. during the second meeting, tracey recommended the use of a trust to fulfill some of troy's estate planning goals. c. troy called tracey one afternoon and asked if tracey could explain the probate process to him, which tracey promptly did. d. tracey downloaded a copy of a generic will from the internet, filled in troy's information and gave the document to troy to be executed. of the activities above, which would be considered the unauthorized practice of law?