Amodified endowment contract loses many life insurance tax advantages.
which of the following is not a taxable event of a modified endowment contract (mec)?

a. all are non-taxable events.
b. withdrawal of any cash value to pay for daughter's wedding.
c. cash surrender of policy.
d. lump-sum death benefit paid to the beneficiary.

1.new zealand has a large temperate climate while for north has subtropical weather during summer.

i can only answer one

an informal structure in a bureaucracy would be something like so-called "office politics". where there's a formal structure set up for the organization, but then an informal subculture as well that has a way of organizing the bureaucracy further. this can be positive because it sets up an added degree of organization, albeit informal, within the bureaucracy.

recent improvements in technology/telecommunication/internet have increased the pace of globalization.

explanation:

recent improvements in technology have enhanced the pace of globalization. it is not difficult to recognize that technology has created the human race one big issue. there are several aspects to technology but they all serve to meet us the further. i can beat and be friends with a fellow, thousands of miles away. technology has also bridged the knowledge gap and has presented for the ready transfer of ideas and values.

answer; higher rate;