Why is the interest rate of long-term loans lower than that of short-term loans
a.
the value of money increases with inflation
b.
the uncertainty is lower
c.
more borrowers opt for short-term loans
d
it is easier to forecast long-term market movements
e
borrowers are persuaded to borrow a lesser amount

Which was the original difference between sunnis and shias? a. they disagreed on the content of the five pillars. b. they disagreed on the role of sharia in muslim society. c. they disagreed on the role of imams in the islamic religion. d. they disagreed on who should have succeeded muhammad.

According to the federal regulations, which of the following studies meets the definition of research with human subjects? a researcher conducts a comparison of the comments made in a publicly available blog and the blogger's comments on a similar topic in a weekly magazine. undergraduate students in a field methods class are assigned a research question and asked to interview another classmate, to be followed by a class discussion on interview techniques. a cognitive psychologist enrolls undergraduate students for a computer-based study about the effect of mood on problem-solving behaviors. a researcher sets up a meeting with the superintendent of a large and diverse public school system to get data about the ethnic composition of the school system and the number of students receiving free lunches.

For 50 points a crustacean is a. both a consumer and a predator b. both a predator and a prey animal c. both a producer and a predator d. prey only