There are methods available to determine the income objective after the death of the client for planning purposes.

Two is the correct answer.

There are two different methods that allow you to determine the income objective after the death of a client for planning purposes. These approaches are known as the capital liquidation and the capital retention/ conservation. We have a capital conservation method when the death benefits are invested at interest and the amount paid to the beneficiary consists of the interest accrued only. On the other hand, in the capital liquidation method, the payments made to the beneficiary consists of both part interest and part principle during a certain period of time. In this case, payments will cease when the full amount of benefits is exhausted.

it´s related to his charming character.

beauty is not everything, although we can joke that girls only care about the physical or material aspect, the truth is that a real woman looks at more important things, besides intelligence and personality, there are other attitudes that make irresistible to men who are 'unattractive'.

for example develop your sense of humor.

i am confused, what is the question? i can you out if you put it into more depth.