Many banks mark off neighborhoods they consider high risk for loans, that is, where property values are low and liable to drop even further. these neighborhoods typically have low property values and predominantly minority populations. thus, it is difficult for many minorities to obtain mortgages or home improvement loans. which kind of racism is this?

How does federalism limit the power of government in the united states? a. it requires the national government to share power with state governments. b. it ensures that one state cannot make laws that affect all the other states. c. it requires the three branches of the national government to share powers. d. it allows the judicial branch to rule on laws that affect the entire country.

Tracey is a financial planner who received his cfp designation. tracey does not have any other designations or licenses. although tracey's expertise is investment planning, he is anxious to expand his client base and is willing to assist clients with any area of financial planning. over the last month tracey engaged in the following activities with troy, a new client. a. during the initial meeting, tracey collected personal data about troy including the estate planning documents troy had previously executed. b. during the second meeting, tracey recommended the use of a trust to fulfill some of troy's estate planning goals. c. troy called tracey one afternoon and asked if tracey could explain the probate process to him, which tracey promptly did. d. tracey downloaded a copy of a generic will from the internet, filled in troy's information and gave the document to troy to be executed. of the activities above, which would be considered the unauthorized practice of law?

Alimitation on the president’s power to appoint ambassadors is that