2. what is a payday lender? what are its pros and cons?

A company that lends customers small amounts of money at high interest rates, on the agreement that the loan will be repaid when the borrower receives their next paycheck.

Proof of a regular source of income, like a steady job, or recurring payment source

A checking account

A valid government issued form of identification, usually a driver’s license or passport

Explanation:

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a factory opens that mass-produces light bulbs.

explanation:

not sure if that's an answer to your questions but this is an example! : )

it's the under parts of the car