The refusal of a lending institution to make a residential real estate loan strictly because of the racial or ethnic composition of the neighborhood is called

Redlining

Explanation:

Redlining -  

It is a unethical practice , which resistant certain group of people depending on their religion or race from using the particular services which can be financial or non financial , is known as redlining .

This practice is commonly seen during mortaging , financial services , any loans etc ,  

This practice is completely independent of the person's qualifications or financial status .

the correct answer is individualism and exchange. at this stage, children begin to question the rules, because they can see that there is more than one side to them. different individuals have different viewpoints. they won't be able to reach this stage because of ignorance, a lack of ethics or personal biases. that is because people with that characteristiscs are not able to distinguish what is good or what is bad and they can't pursue their individual interests.

answer; code of federal regulations;