The fair and accurate credit transactions act (fact) allows everyone to a free copy of their credit report every year. why is it a good idea to check your credit report every year?

It is a good idea to check your credit report every year because it helps you keep track of your finances which is important to make accurate decissions about your future.

Explanation:

When you check your credit every year you are able to realize if there is a mistake in your report before it can affect you, you can caught fraud and you are conscious about having a good credit and that can help you get better interest rates.

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