Ahomeowner borrowed $50,000 from a bank, secured by a mortgage on his home. shortly thereafter, the homeowner sold his home to a buyer for $70,000 by a deed containing a recital signed by both parties that title passed "subject to" the bank's mortgage, "which obligation grantee expressly assumes." the buyer paid the homeowner $20,000, took possession of the house, and began making monthly payments of principal and interest to the bank. a few years later, a chemical manufacturing firm built a huge sulfur processing plant just down the road from the home, which caused the house to immediately decline in value to $35,000. subsequently, the buyer stopped making the monthly payments to the bank. the bank exercised its contractual right of nonjudicial foreclosure and sold the house at a public auction for $34,000. the bank then brought suit against the homeowner and the buyer for $14,000, the difference between the proceeds of the foreclosure sale and the $48,000 principal remaining due on the original loan to the homeowner. the jurisdiction does not bar deficiency judgments. against whom should the bank be granted a judgment for $14,000? a both the homeowner and the buyer. b only the homeowner. c only the buyer. d no one.