Which statement best explains the interest rates related to this cd?

the nominal interest rate is 3 percent, while the real interest rate is 2 percent.
the nominal interest rate is 3 percent, while the real interest rate is 1 percent.
the nominal interest rate is 1 percent, while the real interest rate is 2 percent.
the nominal interest rate is 2 percent, while the real interest rate is 4 percent.

Acriterion for waiving informed consent is that, when appropriate, subjects are provided additional pertinent information after the study. in which of the following studies would it not be appropriate to provide subjects with information about missing elements of consent: a study in which researchers told students that they would be given a quiz after reading some study materials when the researchers did not intend to use a quiz, but were attempting to focus subjects’ attention on the material. a study in which subjects were told that they performed in the third quartile on an anagram task when in reality students were randomly assigned scores that were not related to their actual performance. a study in which subjects were assigned to study activities based on an undesirable or unflattering physical characteristic as assessed by members of the research team. a study involving decision-making games in which subjects were led to believe that they were interacting with another student in another room, but were actually interacting with a computer programmed to provide consistent responses to all subjects.

Which of the following statements most accurately describes the requirement for the documentation of minors’ assent to participate in research? parents must approve written documentation. documentation is required unless waived by an irb. to protect minors documentation is always required. federal regulations do not require the documentation of minors’ assent.

Norman jones, an economic historian at the university of utah, has described the views of the ancient greek philosopher aristotle on interest: aristotle defined money as a good that was consumed by use. unlike houses and fields, which are not destroyed by use, money must be spent to be used. there- fore, as we cannot rent food, so we cannot rent money. moreover, money does not reproduce. a house or a flock can produce new value by use, so it is not unreasonable to ask for a return on their use. money, being barren, should not, therefore, be expected to produce excess value. thus, interest is unnatural. what did aristotle mean in arguing that money is “barren”? why would money being barren mean that lenders should not charge interest on loans? do you agree with aristotle’s reasoning? briefly explain.