What is the correct order, using a decision making process, of selecting the correct health insurance?

Problem: Health insurance

Alternatives: options for health insurance

Consequences: Pro and cons of the different options

Alternative: The best alternative

Apply the alternative: Take the insurance

1: Find your market, essentially, your job is your market, as well as your family to know what you need. Most people get health insurance through an employer.

2: Compare the types of health insurance plans, look for a summary of the benefits. The type you choose will help you determine your out-of-pocket costs and what doctors you can see.

3: Compare the health plans of the network. The costs are lower when you go to a network doctor because insurance companies contract lower rates with network providers.

4: Compare the costs of insurance. The summary of benefits of any plan must clearly state how much you will have to pay out of pocket for the services.

5: Compare the benefits. For more information, in the benefit summary you will see which plans cover a wider range of services. Some may have better coverage for a particular problem than others, and vice versa.