To create a balanced budget, one must make sure to a) spend as little as possible. b) pay credit card payments first. c) spend less than or equal to income. d) pay off debts first.

A: Spend as little as poosible. I believe that would start you down the right road to getting used to spending less money then, you can stay on a budget.

C. spend less than or equal to income

Explanation:

A budget is an estimation of income and expenses that serve to have more control on money administration. A balanced budget refers to the budget in which the expenses are less or equal to the income, and it is sign of a healthy economy, whether it is a personal budget or a company budget.

answer; self-efficacy;