The knowledge and tools that people use to manipulate their environment.

Technology is the knowledge and tools that people use to manipulate their environment.

answer; /// (a) and (b) ; /// but i believe the correct answer is ; /apart from fines and jail time, driving under the influence puts the life of the driver and everyone else on the road at risk; (b)

the question deals with financial planning and the answer is that dan did not stay on budget due to the fact that this guy needs to start decreasing his discretionary spending. according to the financial plan, he needed to balance his expenses and resources.