Credit unions differ from retail banks because they are owned by their members. owned by their employees. owned and managed by private corporations. owned by shareholders who purchased stock.

answer is owned by their members.

Credit Union : Credit union is a member-owned financial cooperative, controlled by its members and operated on the principle of people helping people, providing its members credit at competitive rates and other financial services.

Retail banking : Retail banking, also known as consumer banking is the provision of services by a bank to general public.

Hence, credit unions differ from retail banks because they are owned by their members.

answer

the most effective ways of dealing with and reducing stress could be; listening to relaxing music, yoga, aromatherapy and meditation

explanation

when stress is effectively managed, it the effect stress has on a person’s life so they can be productive, happy and healthier. it is vital to identify the source of stress to be able to manage it. some stress management tips are keeping a positive attitude, practicing relaxation techniques, exercising regularly and eating healthier.