Banks use debit-to-income ratios in order to:
A. decide whether they need to look at a borrower's credit history before making a loan.
B. see how often a borrower has missed payments on other loans in the past.
C. see how much money a borrower earns compared to how much he or she has borrowed.
D. analyze the value of a borrowers home and cars to be used as collateral for a loan.
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