Which of the following best explains how budgeting consumers reach their financial goals? a)budgets provide consumers with the product information needed to make well-informed goals. b)budgets allow consumers to control how much money they have going out for expenses. c)budgets enable consumers to find the lowest prices for the goods and services they need. d)budgets consumers compete with producers for scarce natural resources.

A budget is a guide that keeps you on the path to reach your financial goals. Budgeting keeps your finances under control, shows when you need to make adjustments to your spending, and helps you decide where your money goes instead of wondering where it all went.

Budgeting helps you answer these important questions:

Where does all my money go?

Is there a way to spend less?

How will I handle unexpected expenses like replacing a broken cell phone or repairing my car?

How can putting money into savings help me with some of my bigger financial goals?

Budgeting helps you achieve academic and financial goals.  

Writing down your goals is the first step in creating a plan to make them realities. A budget will also help you prepare for unexpected expenses and obstacles. Budgeting involves challenging decision-making, but setting goals will make the tough choices a little easier.

As you create a budget, you’ll want to set short-, medium-, and long-term goals and track your progress toward achieving them.

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