1. which of the following options is a better purchase for a microwave?

a. $20 down with equal payments of $10 for 12 weeks
b. $0 down with equal payments of $15 for 9 weeks
c. $5 down with equal payments of $10 for 15 weeks
d. $10 down with equal payments of $5 for 24 weeks

2. an employer may conduct an aptitude test to check for what?

a. discover individual behavior patterns
b. your ability to solve problems
c. test your actual skills, such as typing
d. the capacity to acquire certain skills

3. john and mary billings own a condominium with an assessed value of $110,000. if the tax rate is 25 mills per $1.00 of assessed valuation, how much tax do they pay?

a. $1,840
b. $2,750
c. $1,420
d. $1,200

rob polanski is a tractor salesman. last week his total sales amounted to $38,642.00, and he received $2,704.94 in commission. what is his rate of commission?

a. 6%
b. 8.4%
c. 5.9%
d. 7%

5. a letter of application is intended to

a. accompany your portfolio.
b. remind the prospective employer of your recent interview.
c. find out what the prospective employer has to offer.
d. outline your value to a prospective employer

6. from net earnings of $740 per month, lisa jones must spend $200 for her portion of the rent on an apartment she shares with two friends. what percent of her net income is her rent payment?
a. 38%
b. 27%
c. 73%
d. 32%

an animal shelter has a ratio of dogs to cats that's 3: 2. if there are 30 cats at the shelter, how many dogs are there?

a. 20
b. 45
c. 90
d. 15

8. for a two week period, john and amanda had the following transactions occur to their checking account: a deposit of $1,644.50; checks written for $190, $45, and $7.50; and debit card transactions for $30, $5.59, $7.20, and $21.30. what is the ending balance for this time frame?

a. $1,337.91
b. $1,352.24
c. $1,234.56
d. $1,466.09

mary stevens earns $6 an hour at her job and is entitled to time-and-a-half for overtime and double time on holidays. last week she worked 40 hours of regular time, 61/2 hours of overtime, and 8 hours of holiday time. how much did she earn?

a. $190.75
b. $140.00
c. $74.37
d. $394.50

10. john bought a used truck for $4,500. he made an agreement with the dealer to put $1,500 down and make payments of $350 for the next 10 months. the extra cost paid by taking this deal is equivalent to what actual yearly rate of interest?

a. 33%
b. 3.6%
c. 36%
d. 63%

11. mary palm's checking account had a starting balance of $785.63. she wrote a check for $57.00 for groceries and a check for $125.00 for a car payment. yesterday she deposited $57.25 in her checking account. what is mary's current balance?

a. $603.63
b. $796.38
c. $660.88
d. $554.26

12. suppose your bank honors a check for which you don't have sufficient funds in your checking account. this action means that you've arranged beforehand for a/an loan.

a. mortgage
b. overdraft
c. personal
d. installment

13. ralph jordan recently bought a new lawnmower for $228.00. if he paid 6% sales tax on the lawnmower, what was the total cost of the lawnmower?

a. $312.42
b. $241.68
c. $251.62
d. $234.00

14. the gross income of abelina bennett is $215 per week. her deductions are: $15.16, fica tax; $29.33, income tax; 2% state tax; 1% city tax; and 3% retirement fund. what is her net income?

a. $170.51
b. $57.39
c. $157.61
d. $202.10

15. if michelle walked 5 meters, how many inches did she walk?

a. 16.4 inches
b. 127 inches
c. 196.85 inches
d. 12.7 inches

16. lily quinn makes $12.50 an hour. she works 4 hours on monday, 6 hours on tuesday, 9 hours on wednesday, 3 hours on thursday, and 7 hours on friday. what is her gross pay?

a. $420.50
b. $325.50
c. $462.50
d. $362.50

17. jan quint earns $11.00 an hour at her job and is entitled to time-and-a-half for overtime, and double time on holidays. last week she worked 40 hours of regular time, 9 hours of overtime, and 12 hours of holiday time. how much did she earn last week?

a. $720.50
b. $803.00
c. $612.00
d. $852.50

18. the mean is defined as the

a. number that shows up most often in a data set.
b. average of a data set.
c. middle of the data set.
d. range of the data set.

19. a home mortgage is usually borrowed for how long?

a. 10–15 years
b. 5–10 years
c. 15–25 years
d. 20–30 years

20. eliza savage received a statement from her bank showing a checking account balance of $324.18 as of january 18. her own checkbook shows a balance of $487.38 as of january 29. the bank returned all of the cancelled checks but three. the amounts of these three checks are $15.00, $77.49, and $124.28. how much did eliza deposit in her account between january 18 and january 29?

a. $201.12
b. $197.24
c. $379.97
d. $54.44