Suppose you begin a job with an annual salary of $45,900. each year you are assured of a 3.5% raise. after how many years will you have earned a total of $1,000,000 a) 16 years b) 17 years c) 18 years d) 19 years

Total earnings are the sum of a geometric series:
45900 + 45900(1.035) + 45900(1.035)^2 + ...45900(1.035)^(n-1)
The sum of this series is:
S = a(r^n - 1)/(r-1)
1,000,000 = (45,900)(1.035^n - 1) / (1.035 - 1)
n = 16.47 years
This means that the correct answer is 17 years (B). Note that after 16 years, the sum will not yet have reached 1,000,000.

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