Roger has a credit card with an apr of 19.40% and a billing cycle of 30 days. the following table shows his transactions with that credit card in the month of june. date amount ($) transaction 6/1 265.40 beginning balance 6/6 90.00 payment 6/16 43.33 purchase 6/22 37.71 purchase if roger’s finance charge for june is $3.56, which method of calculating the finance charge does roger’s credit card company use? a. daily balance method b. adjusted balance method c. previous balance method d. there is not enough information to determine which method was used