Ineed ..just to understand it better

Three baby penguins and their father were sitting on an iceberg 0.50.50, point, 5 meters above the surface of the water. the father dove down 4.74.74, point, 7 meters from the iceberg into the water to catch dinner for his kids. what is the father penguin's position relative to the surface of the water?

Credit card a offers an introductory apr of 3.4% for the first three months and standard apr of 15.7% thereafter,

Simplify (4x^2 - 8xy + 2y^2) - (9x^2 - 4xy - 7y^2) a. -5x^2 + 4xy + 9y^2 b. -5x^2 - 4xy + 9y^2 c. -5x^2 + 12xy + 4y^2 d. -5x^2 - 4xy - 5y^2